AMS is your solutions provider of choice for government entities who accept or want to accept electronic payments for the goods and services provided to their citizens.

As Experts in Electronic Payments, AMS will assist your state or local government with implementation of a bankcard or electronic check 21 program in the most cost effective way possible, while providing product specific training to your employees that will guarantee success.

AMS has particular expertise assisting state and local governments with planning and implementing enterprise wide solutions that best leverage existing technology investments, while minimizing  ongoing costs through the automation of tasks that are now manual. Your human resources are more efficiently utilized which results in improved customer service.

The complexity of the Visa/MasterCard Interchange Fee System requires an "educational" based approach. It is important that both the Finance and IT Departments of government entities understand the impact of "not" processing transactions in compliance with the Interchange Qualification Rules. Countless dollars are wasted each month by government agencies because their bankcard service provider didn't keep them current on the ever-changing card association rules and/or special incentive rates now available for some government transactions.

Our Interchange Plus pricing program enables government to control its processing costs for bankcard transactions by establishing an "a la carte" pricing schedule, enabling them to pay for only those services utilized. Our detailed and "auditable" merchant statement format makes it easy to manage your program in an ongoing manner.

We also offer electronic check conversion (ECC) processing for:

• Retail (POP
• Web (WEB)
• Telephone (TEL)
• Lockbox (ARC)
• Back Office (BOC)

We assist in processing both business and personal checks in compliance with NACHA rules and the Check 21 Act.

Best of all, with AMS your government can realize the many benefits of a personalized and integrated business solution – designed to meet your requirements for today and the future.