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MERCHANT
SERVICES
AMS provides a full range of dial-up, ISDN, wireless and Secure Socket Layer (SSL) Internet-based electronic authorization and settlement systems that can interface to ANY terminal, point-of-sale (POS), accounting, gateway service or shopping cart software. In addition, we can offer turnkey Website solutions that fully leverage the internet and automate your business process.
AMS utilizes only the industry's leading electronic authorization service networks and processors all of which are compliant with the PCI Security Standard and annually validated as mandated by ALL of the card associations. We are proud to provide our customers with the best payment solutions the industry has to offer while working within their individual budgets.
We also offer electronic check conversion (ECC) processing for:
• Retail (POP
• Web (WEB)
• Telephone (TEL)
• Lockbox (ARC)
• Back Office (BOC)
We assist in processing both business and personal checks in compliance with NACHA rules and the Check 21 Act.
The complexity of the Visa/MasterCard Interchange Fee System requires an "educational" based approach. It is important that both the Finance and IT Departments of organizations understand the impact of "not" processing transactions in compliance with the Interchange Qualification Rules. Countless dollars are wasted each month by businesses because their bankcard service provider didn't keep them current on the ever-changing card association rules and/or special incentive rates now available for some specialized industry groups.
Our Interchange Plus pricing program enables merchants to control their processing cost for bankcard transactions by establishing an "a la carte" pricing schedule, enabling them to pay for only those services utilized. Our detailed and "auditable" merchant statement format makes it easy to manage your program in an ongoing manner
Best of all, with AMS your organization can realize the many benefits of a personalized and integrated business solution – designed to meet your requirements for today and the future.

